Times have changed. People start preparing for their retirement in their early 20’s hoping to retire and enjoy life at the age of 40. Some prefer investing on real estate, some start their own small business, and some on Stock Trading. (Of course, it’s better to invest a little on each.)

Stocks, options and mutual funds are just some of the selection of investment products. If you’re engaged in or interested about Online Trading, you might as well look for the most affordable Online Broker, charging only $6.95 per trade. But make sure to find one that offers unlimited account protection like the Firstrade that offers.

Open an account today!

Now I felt foolish. You see, last December, I received an email informing me of a promo code for free 12 pieces of 8×8 photobooks (I just have to pay for the shipping fee). All the while, I thought you’re supposed to avail of ALL 12 photobooks before January 31. Then just this afternoon, I learned over at Twitter (I swear I learn so much from the twits) that all I need to do before January 31 is to have that promo code validated, and I’ll be given 2 photobooks every month for 6 months.

And since I only validated the promo code yesterday, I still have till February 22 to avail of the free photobooks. Yey!